Get the food you need. Pay over time.
Buy groceries, order delivery, or dine out today. Pay in 4 interest-free instalments over 30 days. No credit history? You're still welcome.
Works everywhere you buy food
Buy food today. Pay over 3 months. Zero interest.
Bukeng lets you buy groceries, meals, and food delivery now and pay in 3 equal instalments over 3 months. No interest. No hidden fees.
Download the app, verify your ID in 60 seconds, and scan a QR code at any partner store. That's it. No credit record? We use your bank data instead.
Why South Africans love Bukeng
- No credit record needed
- 60-second approval
- 0% interest
- Works at major retailers
- FICA compliant
Food should never wait
Access to food shouldn't depend on your payday.
Food today. Pay over 3 months. Zero interest.
No credit record? No problem. Bukeng uses your bank transaction data to understand what you can afford. Approval in 60 seconds. Zero hidden fees.
60-second approval
Scan your SA ID, take a selfie, and get approved instantly. No paperwork.
No credit record needed
We use your bank statement data. Millions of South Africans have income but no credit record — we serve everyone.
0% interest
Pay in 3 equal instalments over 3 months. No interest. No surprises.
Works everywhere
Use Bukeng at grocery stores, restaurants, and food delivery apps.
Not just another BNPL
Built for South Africans, by South Africans.
How Bukeng works in practice
A real customer story
Thandi needs R1,200 worth of groceries for her family. It's 3 days before payday and she only has R400 left in her account. Without Bukeng, she would have to borrow from an informal lender at 40% monthly interest.
Thandi feeds her family today, keeps R400 for emergencies, and pays zero interest. Her credit limit grows with every on-time payment.
Today's purchase
R1,200
SPAR Supermarket · 3 instalments
Repayment schedule
Not just another BNPL
We're built differently — for South Africans, by South Africans.
Food-first BNPL
Every other BNPL focuses on fashion and electronics. Bukeng is built exclusively for food — your largest and most important expense.
No credit record needed
We use your bank transaction data. 27 million South Africans have income but no credit record — we serve everyone.
0% interest
No interest. No compounding. No debt spirals. Just 3 simple payments over 3 months.
60-second approval
Scan your SA ID, take a selfie, and connect your bank account. No paperwork. No waiting in line.
Proudly South African
100% black-owned, Level 1 B-BBEE. Built by people who grew up with the buka system.
Safe & Secure
256-bit SSL encryption. POPIA compliant. Your data stays on South African servers.
Common questions
Everything you need to know about Bukeng.